Investing for your future, whether it’s for a deposit on your first home, your children’s education, or your own retirement, can be daunting.

  • How safe is my money?
  • What sort of return can I expect?
  • Is now the right time? Are markets overvalued?
  • What should I invest in; property or shares, or is there something else?
  • Can I access my money if I need it?
  • How do I go about it?

Investing can help you achieve your goals, but it comes with risks that need navigating, and that’s where we can help. Whether you have had some experience or none at all, we will sit down with you and tailor an investment portfolio to suit your individual goals, your investment experience, and your comfort level with investment risk.

Some investments we have used to help clients achieve their goals are:

  • Shares
  • Residential Property
  • Managed Funds
  • Exchange Traded Funds

Is borrowing to invest right for you?

Borrowing to invest is also known as ‘gearing’ and it can be a risky business. Gearing can increase your returns when markets are rising but losses can be disconcerting when the markets fall. Borrowing to invest is not for everybody. We can work with you to make sure you understand all the risks before you make a decision, and be with you to navigate through the ups and downs so you have the best chance of achieving your goals.

Make tax work for you

We can help you structure your investments so that they are tax effective and you end up paying no more tax than you need to. Franking credits, capital gains tax, deductibility of investment expenses, negative or positive gearing, investing inside or outside super, using discretionary trusts, are all considerations we take into account when recommending the optimal structure for your individual circumstances.